Unlock your properties potential with expert financial insights
Efficient tax advice for your Property Business could save you £000s
If you earn rental income from any property, it's essential to register for self-assessment and submit annual tax returns - which means if you have a successful Property Business, paying more tax.
We have helped many clients either establish or build their portfolio of properties, maximising tax efficiencies to minimise the tax you pay. Areas could include:
Starting your property Company
Arranging suitable finance for developers and buyers of property.
Finding appropriate investors for your property business.
Saving tax on rental income
Efficient use of relevant reliefs
Establishing a property investment company.
How can we help?
-
How do we assist property developers with taxes?
We provide specialised tax advice and services for property developers, ensuring compliance with tax regulations and maximising tax efficiency to support their projects’ financial success.
-
What specialised VAT advice do we offer for property development?
Our VAT experts offer tailored advice for property developers, including VAT planning, compliance and optimisation strategies to minimise tax liabilities and maximise cash flow.
-
How does our strategic planning maximise results for Property Developers
Our strategic approach focuses on maximising profits, minimising tax burdens and ensuring compliance for property developers, supporting their projects success and financial viability.
-
Accounting
Our expert accountants provide tailored advice for property investors, offering strategic guidance on tax planning, financial structuring, and optimising cash flow. We also specialise in managing financial accounts and bookkeeping to ensure accuracy, compliance, and maximised returns.
-
Tax Returns
Our tax experts offer bespoke advice on tax returns, ensuring accurate filing and maximising deductions. We specialise in managing complex tax situations, from income to investments, to help minimise liabilities and optimise your financial position.
-
Portfolio Management and Strategy
Our portfolio management experts specialise in crafting tailored strategies for property investors, focusing on holding company structures to optimise tax efficiency, asset protection, and long-term growth. We provide comprehensive advice to help you build a resilient and profitable portfolio.
Tax Comparison between Personal and Limited Company:
John, a higher-rate taxpayer earning £60,000 annually, wants to invest in three buy-to-let properties. The properties are each worth £250,000, and would generate £12,000 rental income per year. John would need finance to build his portfolio and the cost of borrowing on this example for a £187,500 mortgage at 4% interest would result in £7,500 annual interest for each property.
Like many people, John is deciding between:
Buying personally – taxed as an individual.
Buying through a limited company – taxed under corporation tax rules.
Click on each tab to see the high-level tax consequences then get in touch to discuss your situation.
-
Personal Ownership - £36,000
-
Personal Ownership - Restricted to 20% tax credit
£4,500
-
Personal Ownership - £36,000
-
Personal Ownership - 40%
-
Personal Ownership - £9,900
-
Personal Ownership:
Income: £36,000
Mortgage Expense (£22,500)
Tax Due: (£9,900)
Total: £3,600
-
Limited Company - £36,000
-
Limited Company - Fully deductible
£22,500
-
Limited Company - £13,500
-
Limited Company - 25% (corporation tax)
-
Limited Company - £3,375
-
Limited Company
Income: £36,000
Mortgage Expense: £22,500
Tax Due: £3,375
Total: £10,125
If the money is retained within the company and reinvested no further tax would be due, however if a distribution is made to shareholders personal tax would be due.
Testimonials